Fixed Deposit

Build your Portfolio with a Safety First

Shriram Transport Finance Co Ltd.

Rating : AAA by CRISIL

Earn upto 9.00% p.a

0.25% Extra For Senior Citizen

Bajaj Finance Ltd.

Rating : AAA by CRISIL

Earn upto 8.35% p.a

Upto 0.35% Extra For Senior Citizen

Mahindra Finance

Rating : AAA by CRISIL

Earn upto 8.25% p.a

0.25% Extra For Senior Citizen

LIC Housing Finance Ltd

Rating : AAA by CRISIL

Earn upto 7.60% p.a

0.25% Extra For Senior Citizen

  • Recommended for Short Term.
  • Ideal for first time investors.
  • Predictable future cashflow.
  • Higher interest rates compared to Bank FD.
  • Brings liquidity in uncertain times.
  • Partial Withdrawal is not possible.
  • Less likely to give returns higher than cost of living.
  • Yields low returns compared to equity schemes for 5 years or more.
  • Returns are not tax efficient.
  • Provides stabilty to overall portfolio.

Salient Features

  • Recommended for Short Term.
  • Ideal for first time investors.
  • Predictable future cashflow.
  • Higher interest rates compared to Bank FD.
  • Brings liquidity in uncertain times.

Things To Know

  • Partial Withdrawal is not possible.
  • Less likely to give returns higher than cost of living.
  • Yields low returns compared to equity schemes for 5 years or more.
  • Returns are not tax efficient.
  • Provides stabilty to overall portfolio.

Equity Schemes

Make an informed investment for a Peaceful Journey

Large-Cap Schemes

product
  • Extensively researched
  • High institutional holding
  • Proven and reliable business model

Motilal Oswal Focused 25 Fund

AUM : Rs. 1129 Cr.

Inception Returns

14.09%% p.a.

6 Years of Track Record

Growth NAV : Rs. 22.41

Dividend NAV : Rs. 16.24

Mid-Cap Schemes

product
  • Established business model
  • Compounds with stable growth
  • High growth potential engine to a portfolio

Invesco India Midcap Fund

AUM : Rs. 415 Cr.

Inception Returns

13.74%% p.a.

2 Years of Track Record

Growth NAV : Rs. 48.06

Dividend NAV : Rs. 22.43

Small-Cap Schemes

product
  • Entrepreneurship led model
  • Operating in niche environment
  • Growth stories unique to small caps

Axis Small Cap Fund

AUM : Rs. 402 Cr.

Inception Returns

21.01%% p.a.

5 Years of Track Record

Growth NAV : Rs. 28.97

Dividend NAV : Rs. 23.83

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Multi-Cap Schemes

product
  • Offers flexibility to diversify
  • Portfolio of well researched companies
  • Opportunities come in all shapes and sizes

ICICI Pru Bluechip Fund

AUM : Rs. 3847 Cr.

Inception Returns

14.73%% p.a.

24 Years of Track Record

Growth NAV : Rs. 299.96

Dividend NAV : Rs. 23.36

Index Schemes

product
  • Lower expenses ratio
  • Invests only in survivors
  • Reduces un-systematic risk

UTI Nifty Index Fund

AUM : Rs. 1374 Cr.

Inception Returns

11.17%% p.a.

19 Years of Track Record

Growth NAV : Rs. 77.29

Dividend NAV : Rs. 38.94

  • Recommended for Long Term.
  • Most suited for younger generation. Sooner you start better it is.
  • SIP is the best way to accumulate wealth with discipline.
  • Equity has potential to outperformed other asset class.
  • Helps to improve standard of living.
  • Does not have Predictable Returns.
  • Short-Term Returns are highly volatile.
  • Recommended to stay invested for at least 5 years.
  • Returns are tax efficient compared to Fixed Deposit.
  • Follow your advisor’s guidance if you are uncertain.
  • Recommended for Long Term.
  • Most suited for younger generation. Sooner you start better it is.
  • SIP is the best way to accumulate wealth with discipline.
  • Equity has potential to outperformed other asset class.
  • Helps to improve standard of living.
  • Does not have Predictable Returns.
  • Short-Term Returns are highly volatile.
  • Recommended to stay invested for at least 5 years.
  • Returns are tax efficient compared to Fixed Deposit.
  • Follow your advisor’s guidance if you are uncertain.

Simple Money Habits makes a real difference in People’s Lives

The first principal of making money is learning how not to lose it

When we invest in a scheme we usually ask about the returns and we rarely ask about the risk involved or how likely it is going to generate negative returns. Our unique approach takes care of your capital protection as well as making a higher return potential.

Investment product or scheme is important but most important is to identify a good advisor

Investment products or schemes come and go but when you have a trustworthy and experienced advisor then you don’t have to look into a web of schemes that is suitable for you. It is an advisor’s responsibility to recommend a suitable product at the right time.

Monitor your portfolio with a disciplined approach

Once you build a portfolio, the next challenge comes to monitoring and rebalancing your investments as you progress in your life from being single to married and then parenthood and finally retired and also as your wealth changes when you progress in your career.